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The official currency in Croatia is the Croatian Kuna (HRK; 1 Kuna=100 Lipa), but the Euro is widely accepted in bars, restaurants and hotels along the coast. There are 1, 2, 5, 10, 20, 50 Lipa coins, 1, 2, 5 and 25 Kuna coins and 5, 10, 20, 50, 100, 200, 500 and 1,000 Kuna banknotes. Throughout the high season the Kuna is deliberately overvalued by the Government in order to obtain cheaper foreign currency.
You can exchange money in many different locations, from banks and exchange offices to post offices and tourist agencies, hotels and camping grounds - all offering very similar rates. However, it might be worth shopping around a bit to check out commissions, often charged by banks on top of the exchange rate, but which are often calculated in the rate itself by most exchange offices.
The official exchange rate from the Croatian National Bank on May 4th 2007 is 7.35 Kuna to the Euro and 5.40
Kuna to the Dollar.
Banking hours in the larger cities are 0700 to 1900 from Monday to Friday and on Saturdays banks are open until 1300. During the high season banks are sometimes open on Sundays or have longer opening hours, but you cannot rely on this as a rule.
You can get a cash advance on your credit card at most banks, but be aware that not all credit cards are accepted by all banks. Additionally, there are numerous cash machines throughout the country and normally they accept all major credit cards (Eurocard/Master Card, Visa, American Express and Diners) as well as some debit cards (Cirrus, Maestro).
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